Site Map

 


 Contents Of Major Pages Are Listed By Heading. Just Click The Link On Left And Go!

To learn all about our secure in a BLINK online qualification & appliction process click here!

To apply online it's fast, safe and secure click:

Please note: This site is designed to be educational and is NOT intended to be either a solicitation to borrow or an offer to lend. Any rate, terms or loan programs on this website are subject to change without notice. Rates change daily and your rate will propably be different. If you find the information helpful, it is hoped that you will allow Jaren Dahlstrom to be of additional service, when considering a home purchase or refinnce. He will be pleased walk you through the lending process and programs, provide all applicable disclosures and lock your rate at the appropriate time. Again this site is ONLY for educational purposes, with intention to make a more informed consumers, home buyer and the home loan borrower! If you should need a home loan Jaren is just a phone call away.

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   Welcome

 

Introduction, Prviacy Statement. Links to online application, Weekly mortgage rates, Mortgage Calculator, Get up to $525 appraisal credit at closing learn how. 3% down payment payless than rent! Link to CA High Cost Counties, Warning: On purchase fraud.


 Mortgage Products

 

What is a Mortgage, How are rates deternined, How are rates determined, The way your rate is computed, Adjustable Rate Mortgages, Link to CA high cost counties listing, Fannie Mae changes to loan guideline as of July 29, 2017, Home Possible & Home Ready Loan Programs - How to qualify, Underwater with your mortgage the HARP Program may be the answer, Heloc and Heloan equity lines of credit are after pruchase 2nd's.


 Goverment Programs

 

Intro. to government loans programs, Mortgage Credit Programs, Testimonial


 For Real Estate Agents

 

How CA Mtg Advisor can add to your sucess!, Free Home Value Reports, Preferred Real Esate Agent Advantages, Link to sign-up to be a Preferred Agent


 For the Home Buyer

 

6 things not to do before you get a mortgage, How we put home buyers in their dream home!, Find Down Payment Assistance Programs fast and easy!, A FREE 10 page, Home Value Report for anyone wanting information on a specific home they want to refinance, buy or sell, How to save on Mortgage Insurance!, FICO and trended data credit scoring!, Frequently ask questions, Student debt what to do and what not to do, A new Fannie Mae progrm for using home equity to payoff student debt, Tips to buying a home, July 2017 changes to Fannie Mae guidelines, Testimonials. A link to a list of Preferred Real Estate Agents.


 Contact Page

 

Contact Email Form, Phone Number


 Conventional Program

 

What is a conventional loan, Conforming Loan, Refinancing A Home In A Living Trust, Down Payment Protection Program In Down Markets, Qualifed Loan, Seconds, Equity Line of Credit, Mortgage Insurance, Down payments, Investment property, Renovation Loans with a link to compaison chart, Frist time home buyer tax credit, Link to conforming loan limits, Tips on home buying, Testimonals,1% down payment with 2% equity boost Program, Leverage and how it can benefit the home buyer.


 Non-Gualified vs. Subprime

 

Non-qualified Home Loan Programs, Hard money loans, Definition of subprime, SIVA Loans, SISA Loans, No-doc Loans, Down payment requirements, Credit requirements for above loan types, 2007 real estate crash, my take, Testimonials


 FHA

What they are, Streamline refinance, What are the draw backs, FRH loan limits, Up front mortgage insurance, Annual mortgage insurance, The actual mortgage insurance chart, Comparison of costs, FHA 203k, FHA 203b, Energy efficent FHA Loans, What homes qualify, The Downside, CAL FHA link

 VA Home Loans Loans

 

Types of VA loans, Eligilbility requirements, Native American Direct Loans, Adaped Housing Grants, CALVet Loan Programs


 USDA Loans

 

What are they, Who qualifies, Eligible Areas, How the funds be used, FSA loan programs, Available farm loans, Targeted loan ausiences, How to get started


  Niche Programs

 

Jumbo loans, Mixed use, Vacant lots & acreage, Farms & acrage,  USDA & VA ranch loans, Manufactured Homes, Sect. 184 Indian home loan program, Interest only, Commerical real estate, Doctor & medical programs, Hard money loans, Bridge loansNon-warrentable condos, List of one lender's loan products, Quit claim vs warrenty deeds, Warrenty vs. trust deeds, How oid you need to be, Land contracts, What customer's think, Link to HARP Program information


 Construction Loans

 

Basics of construction loans


 HUD Reverse Mortgages

 

What are they, HUD - FHA HECM reverse mortgages, Adjustable & fixed rate loans, The costs of reverse mortgage, How much money can I get, HUD approved councelors, Proprietory reverse mortgage, Single Purpose Reverse Mortgage, Testimonial


 CalFHA Loan Program

 

CalPLUS FHA, CalFHA, CalFEM, Keep Your Home CA Program, Educational Couscelor Requirement, Keep Your Home CA, Down payment assistance, Other Partnership program, Individual development account, Testimonial


 Loan Assitance Program

 

Find Out Which Loan Assitance Programs are available a link to a resource to discover which ones you qualify for in your area all in one place!, Mortgage credit certificate program, Tax credit vs. deduction, CalFHA, City and County programs, CA State wide programs for public employees, Cal Path, Keep Your Home, Gov. employee with studient loans


 Good Neighbor Next Door Program

 

What is it, How it works


2018 Max Loan Limits

 

Conforming High Cost Counties, Loan limits


Preferred Real Estate Agents

If your looking for an excellent real estate agent, please check out these fine people who will do a great job in your area!

 Preferred Real Estate Agent Sign-up  

 

Sign-up for our Preferred Real Estate Program and get referrals, free open house flyers, FREE Value Report for listing homes, periodic updates on the mortgage market that can effect real estate agents.


Apply Online in a Blink, For Information About Our Online Application Process

 

To learn more about our fast, easy, secure, password protected Online Home Mortgage Application Process! Get Qualified in a Blink! How to get help if you need assistanace.


 

 

Takes you to CA Mortgage Advisor's Online Application Page - You want to get qualified, you can either call Jaren Dahlstrom directly or go online and fill out the application, pull credit, upload and download documents and e-sign all from this "all-digital, multi-functional loan portal" that allows home buyers or existing home owners to apply for a home loan online no matter where they are and any time of day-or-night. Click on the "Apply Online in a Blink" just above for more information easy, fast, safe and secure or just click here.

 Renovation Comparison Chart

 FHA Limited and Standard 203k and Fannie Mae HomeStyle. Which Renovation Loan will work best for you?

 

 

 

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  Copyright 2016 Jaren Dahlstrom, All Rights Reserved -- Jaren Dahlstrom, Loan Officer, CA BRE 01358563, NMLS 237999 -- United Lendinging Partners/United Realty Partners BRE #02012818, NMLS #1525816