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Welcome to California Mortgage Advisor's
website, your one stop source to get qualified and apply for
a home loan and your souce of informtion regarding various mortgage
products and loan programs available from lenders, the federal,
state and local governments. We offer low and no down payment
programs, with low interest rates. There is a broad spectrum
of home loans, terms, and assistance options available to today's
home buyer. This site is designed to help educate real estate
professionals and home buyers understand the complexities of
financing a home purchase. Whether they are the first time buyer
or a long time real estate investor. Hopefully, it will provide
some insight and guide home buyers toou the program alternative
that can make their dream of home ownership a reality.
The consumer can benefit from
a fuller understanding of loan programs that would allow them
fto buy that perfect home at a more affordable cost. By learning
about lending products that span no-money VA or USDA down to
a larger down payment, the home buyer becomes better educated
home owner. I will, for example, compare a 1% down, Fannie Mae
conventional loan, with a bit higher interest rate, and the FHA
3.5% down payment loan, with bit lower interest rate and demostrate
why the government loan may not be a better deal. The lower down
payment can allow the home buyer, to purchase a more expensive
home or one in a better neighborhood for same or less money
down than going with FHA.
Click Here or on the on the links above and explore
the loan products and the assistance programs currently available
to the home buyer. A few minutes of review can create a successful
home buying experience and perhaps save you thousands of dollars.
You will find under "Mortgage Products" the various
loan programs for both purchase and refinance. With further links
to specific programs, If you need tips on improving FICO scores
and explaination of the new Data Trend credit evaluation. How
this new Fannie Mae 2 year credit card payment history can help
or hurt you in the approval process. The "Government Programs"
discuss how to utilize these specialized programs. I provided
links to various related government web pages where you can apply
for grants and learn about other local support for the first
time home buyer. The "For Real Estate Agents" has to
do specifically with how the CA Mortgage Advisor can provide
marketing support to you,and referral for the real estate agent.
"For Home Buyer" provides you lots of detailed information
on how be successful in securing a home mortgage. Suggest programs
that can SAVE a lort of money in down payment, interest rates,
mortgage insurance and other costs.
California Mortgage Advisor,
believes that when the home buyer has better understanding of
entire home buying process they have a better lending experience.
By providing knowledge and insights concerning available lending
products and specific assitance programs should help the home
buyer, and assits the real estate agent to be a better informed
service provider to his/her home buyer. Having knowledge of loan
programs could create an opportunites to write an offer
that would not otherwise work and/or save a deal. Understanding
the programs, credit requirements provides you, the buyer with
options that can make the difference in being approved or not.
I believe in giving the buyer and the real estate agemt a positive
home purchase experience, which brings referrals and returning
customers. The home buyer will ,hopefully, gain the knowledge
and insight to imagine what is possible, and how to get the best
deal, saving money and getting that dream home.
I believe the better educated
the client, the easier it is for real estate agent, and loan
officer to serve their clients. The buyer gets the home they
want and with a faster the close. So, whether your buying a jumbo
property for $4,000,000.00 or a fixer-upper, starter home for
under $200,000.00 there are programs available that can save
you money, and provide needed rpairs. Which all makes for happier
buyers and sales agents and faster closings. I am here to make
the home buying experience as painless as possible, and guide
the borrower through complex programs, and guidelines. I am open
to answer questions, provide advice and to provide a positive
home buying experience. As your personal loan officer and mortgage
program expert, I am always here for you!
home loan borrowers come back for great rates and great service!
Here is what the Gregory and Elizabeth H. have to say:
worked with Jaren since 2003, and he has belped us and our family
members get through the mortgage process many times.
He is very
well versed in the mortgage process, and is very patient. He
is by far the best broker we've have ever worked with, and always
has his customers well being at the forefront of all that he
does. To this day anytime, I have a mortgage question I ask Jaren.
I had him
help my parents, and my children in financing their properties
as well. Anytime any of my friends took to financing I send them
to Jaren. Hands down I do not think there is a better mortgage
broker than Jaren Dahlstrom."
and Elizabeth H., Lathrop, CA
loans no matter where you live in California, Jaren Dahlstrom
has an outstanding home purchase and refinace rates and great
personal service! Call him today at 510.215.1743 or click on
"Get Qualified in a Bink" below!
You Need 20% Down Payment?
CA Mortgage Advisor has: 15% , 10% , 5% & 3% , even "0"
Paid Mortgage Insurance!
Paid Mortgage Insurance is the lowest in the industry! See Comparison
Jaren to find the program that fit your needs exactly.
click any of red buttons and to get qualified in a blink!